New program helps distressed homeowners

Do you currently owe more than your home is worth or do you know someone who does? Total Property Resources is excited to announce our HALO Program – the Homeowner Advocacy & Legal Options Program. In this difficult economic climate, borrowers/property owners are struggling to understand the options they have in dealing with properties which are underwater. Will you be approved for a short sale? What is HAFA? Should you just let the lender foreclose? What about a deed in lieu? Total Property Resources has associated with Ambrose Law Group, LLC, to provide legal counsel to our clients (at no upfront cost to the borrower/seller) as part of our real estate services to help you answer these tough questions.

The goal of the program is to advise and inform our clients about the myriad legal issues surrounding their home and investment loans. Terms like deficiency claims, judicial and non-judicial foreclosure, 1099’s and phantom income, and the various legislation surrounding distressed property sales can make your head spin. The HALO program will help borrowers/homeowners identify the options available and empower them in the decision-making process. A short sale is not always the best option and it’s certainly not a get out of jail free card. After the initial consultation with Ambrose Law Group you’ll know what the best option is for your unique situation.

Contact me to learn more about the HALO program.

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One comment

  1. […] The Realtor I’m now working with has an 80% success rate (or better) and contacts higher up at most of the banks so when the assigned negotiator at the bank is being less than cooperative (as if that would ever happen) we just pull out the big guns. The best part is, there is no additional charge to the seller or buyer for this additional level of service. This is going to work out beautifully for both the seller and the buyer. I can’t tell you how many times my buyer clients and I waited around for months while an inexperienced agent tried to get a short sale approved and in the end it didn’t happen. Buyers can be confident that when they make an offer on one of my short sale listings, it is being negotiated by the best of the best. Sellers that list with me get the benefit of exceptional negotiating skills and the HALO program at Total Property Resources. Read more about HALO by clicking here. […]

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